Health Insurance Guide

Compare 15 health insurance plans. Understand coverage, costs, eligibility, and enrollment options.

Marketplace (ACA)
ACA Marketplace Bronze Plan

Bronze plans are the lowest tier of health insurance available through the Affordable Care Act (ACA) marketplace exchang...

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Marketplace (ACA)
ACA Marketplace Gold Plan

Gold plans are the second-highest tier on the ACA marketplace, designed to cover approximately 80% of average healthcare...

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Marketplace (ACA)
ACA Marketplace Platinum Plan

Platinum plans are the highest tier of coverage on the ACA marketplace, designed to cover approximately 90% of your aver...

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Marketplace (ACA)
ACA Marketplace Silver Plan

Silver plans are the most popular tier on the ACA marketplace, chosen by approximately 70% of marketplace enrollees. The...

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Medicaid
CHIP (Children's Health Insurance Program)

The Children's Health Insurance Program (CHIP) provides health coverage to uninsured children in families that earn too ...

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Private / Individual
COBRA Continuation Coverage

COBRA (Consolidated Omnibus Budget Reconciliation Act) continuation coverage is a federal law that allows employees and ...

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Employer-Sponsored
Employer-Sponsored HMO Plan

A Health Maintenance Organization (HMO) plan is a type of employer-sponsored health insurance that provides comprehensiv...

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Employer-Sponsored
Employer-Sponsored PPO Plan

A Preferred Provider Organization (PPO) plan is the most common type of employer-sponsored health insurance in the Unite...

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Medicaid
Medicaid (General/Federal)

Medicaid is a joint federal and state health insurance program that provides free or low-cost coverage to millions of lo...

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Medicare
Medicare Part A (Hospital Insurance)

Medicare Part A is the hospital insurance component of Original Medicare, the federal health insurance program for Ameri...

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Medicare
Medicare Part B (Medical Insurance)

Medicare Part B is the medical insurance component of Original Medicare that covers outpatient care, doctor visits, prev...

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Medicare
Medicare Part C (Medicare Advantage)

Medicare Part C, commonly known as Medicare Advantage (MA), is an alternative to Original Medicare offered by private in...

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Medicare
Medicare Part D (Prescription Drug Coverage)

Medicare Part D is the prescription drug benefit program that helps Medicare beneficiaries pay for outpatient medication...

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TRICARE
TRICARE (Military Health System)

TRICARE is the healthcare program of the United States Department of Defense Military Health System, providing health co...

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VA Health Benefits
VA Health Benefits

VA Health Benefits are provided through the Veterans Health Administration (VHA), the largest integrated healthcare syst...

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Understanding Health Insurance

Premiums

The monthly amount you pay for your health coverage, regardless of whether you use medical services.

Deductibles

The amount you pay out-of-pocket before your insurance begins to cover costs.

Copays & Coinsurance

Your share of costs for covered services after you meet your deductible.