Health Insurance Guide

Compare 2 health insurance plans. Understand coverage, costs, eligibility, and enrollment options.

Employer-Sponsored
Employer-Sponsored HMO Plan

A Health Maintenance Organization (HMO) plan is a type of employer-sponsored health insurance that provides comprehensiv...

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Employer-Sponsored
Employer-Sponsored PPO Plan

A Preferred Provider Organization (PPO) plan is the most common type of employer-sponsored health insurance in the Unite...

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Understanding Health Insurance

Premiums

The monthly amount you pay for your health coverage, regardless of whether you use medical services.

Deductibles

The amount you pay out-of-pocket before your insurance begins to cover costs.

Copays & Coinsurance

Your share of costs for covered services after you meet your deductible.